Financial Planning

From retirement to education to legacy planning and beyond, Dalewood Wealth Management has you covered. Your plan is not just a projection of investment growth—it is an all-encompassing financial road map.

Here’s what the process looks like:

Step 1: Learning about you.

Numbers, facts, and figures—all crucial to a financial plan. Those datapoints are meaningless, however, without an understanding of you. What keeps you up at night? What are your five-year goals? Ten-year? Twenty? Our first meeting will be about understanding what you want from the financial planning experience and creating a roadmap to your ideal financial plan.

Step 2: Developing the plan.

This is where the heavy lifting begins, and it’s our goal to shoulder as much work as possible. We will provide a secure portal for you to upload all statements, tax and legal documents, and cash flow information. Some clients enter the planning process with 90% of the organization done already—others prefer we guide them through the entire data gathering process. We will meet you where you’re at. This process can take a couple weeks and may require additional meetings or email correspondences. Precision and accuracy is important to us.

Step 3: Refinement.

The initial plan may be perfect upon completion—but frequently some modification will be needed. For example, after reviewing the initial results, we may decide to model a post-retirement home sale and downsize. Or perhaps we want to look at the impact of an accelerated five-year 529 contribution for your grandchildren. Sometimes these changes can be made on the spot, other times a follow up meeting will be required.

Step 4: Implementation and Monitoring.

The final step is providing actionable recommendations from the plan. We will help you implement these recommendations or provide you with the professional contacts and resources to move forward. Your financial plan will be available to you online, and you will be able to make changes and run your own scenarios. If you are also an Investment Management client, we will monitor your progress and modify your plan at least annually.